Businessowners Policy (BOP) is a "homeowners’’ approach to packaging insurance for businesses. When an amount of insurance on building and/or contents is selected, it automatically includes a broad range of additional coverages for an indivisible package premium. For eligible risks, the policy provides an alternative to the commercial package policy (CPP). The BOP is designed for small to medium-sized apartment and residential condominium associations, office and office condominium associations, mercantile risks, wholesale operations, small artisan and specialty contractors, small fast-food restaurants or those with limited cooking arrangements, convenience stores with gasoline pumps, laundry and dry-cleaning operations. It is also available to a select number of service or processing operations.

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